Aflac | Workforces Report | 2013 - page 11

Sea of
Confusion
The Aflac study found that 72 percent of workers have not heard
of the phrase “consumer-driven health care.” Of those who had,
38 percent said that although they have heard of the phrase, they
don’t understand it very well or at all. The clear majority of workers
(76 percent) said they are not very or not at all knowledgeable about
federal and state health care exchanges.
Employers need to acknowledge that while necessary, shifting
more responsibility into the hands of its workers will require
time, resources and support. Although Americans feel strongly
about the freedom of choice, at the same time, many admit
that greater control over health care decisions may not result
in better protection or financial savings.
The Aflac report found that more than 5-out-of-10 workers
(53 percent) think that “I may not adequately manage my health
insurance coverage, leaving my family less protected than we
currently are.” A mere 26 percent of workers completely/strongly
agree that they will “have better health insurance protection for
their family because they will have greater control over how
and where they utilize their health insurance.” Furthermore,
only one-quarter completely or strongly agree that they will be
able to save more money in the long-term by taking greater
ownership in their health care expenses and options.
Health
Reimbursement
Accounts
49%
Federal
and State
Exchanges
76%
Workers who are
not knowledgeable about
High
Deductible
Health Plans
31%
Health
Savings
Accounts
32%
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