Aflac | Workforces Report | 2013 - page 15

Corporate Disengagement from Benefits Initiates
Cycle of Difficulties
Workers unequipped with
knowledge, desire to make
sole decisions on complex
health care decisions
Higher risk of mismanaged
health insurance allocation, poor
choices when it comes to health
care services
Financial stress impacts ability
to focus, remain productive
at work
Choices to skip medical
procedures or preventative care
can lead to greater absenteeism,
medical events
Higher costs to employer
due to absenteeism, turnover,
loss of productivity, inability
to recruit top talent
Not feeling taken care of by
employer leads to low morale,
lack of loyalty
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