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Reference
Appendix and Legal Notices
If you or your covered legal spouse, registered domestic
partner or child, or a person acting on your or his or
her behalf, do not provide this notice within the time
limit explained above, the maximum period for continu-
ation coverage will not be extended beyond the original
18-month coverage period.
You must provide notice of the second qualifying event to:
Benefits Department
Aflac Incorporated
P.O. Box 5248
Columbus, Georgia 31906-0248
706-317-0770
If You Have Questions
Questions about the Plan or your COBRA continuation
coverage rights should be addressed to the contact or
contacts identified below. For more information about
your rights under ERISA, including COBRA, the Health
Insurance Portability and Accountability Act (HIPAA),
and other laws affecting group health insurance plans,
contact the nearest regional or district office of the U.S.
Department of Labor’s Employee Benefits Security Admin-
istration (EBSA) or visit dol.gov/ebsa. Addresses and
phone numbers of regional and district Employee Benefits
Security Administration offices are available through its
website.
Keep Your Plan Administrator
Informed of Address Changes
Protect your family’s rights by keeping the plan admin-
istrator informed of any changes to family members’
addresses. You should also keep copies of notices sent
to the plan administrator for your records.
Plan Contact Information
Information about the Plan and COBRA continuation
coverage may be obtained at the address and phone
number below. Please provide the plan name, number and
administrator information when requesting information.
Address:
Aflac Incorporated
P.O. Box 5248
Columbus, Georgia 31906-0248
706-660-7551
Plan Name: Aflac Employee Health Plan
Employee Health Plan Number: 501
Plan Administrator: Benefits Manager
Aflac Incorporated 401(k) Savings
and Profit Sharing Plan
The Aflac Incorporated 401(k) Savings and Profit Sharing
Plan (the “401(k) Plan”) includes features that allow you
and Aflac, as well as other participating companies (the
“Company”), to make contributions to the 401(k) Plan.
This notice is provided to meet certain legal require-
ments and to help you make more informed decisions
about your contributions. Any covered employee who
is not classified as a temporary employee is eligible to
participate in the 401(k) Plan after receiving his or her first
paycheck. Temporary employees in covered positions are
eligible after reaching age 21 and completing 1,000 hours
of service in the first year of employment or any calendar
year thereafter.
Automatic Plan Contributions
You may make before-tax and/or Roth contributions
to the 401(k) Plan of up to 75 percent of your compen-
sation other than annual bonuses, and up to 90 percent
of your annual bonus after required taxes are deducted.
However, your total before-tax and Roth contributions
for the year may not exceed a dollar limit imposed by the
IRS ($17,500 in 2013). If you will be age 50 by the end of
2014, you may contribute an additional amount for the
year as a catch-up contribution. During the 2013 plan
year, the maximum catch-up contribution was $5,500.
If you’re eligible to participate in the 401(k) Plan and don’t
make an affirmative election, you will be automatically
enrolled in the 401(k) Plan 30 days after your hire or
re-hire date. If you are automatically enrolled, 6 percent
of your compensation other than annual bonuses will
be contributed to the 401(k) Plan on a before-tax basis.
If you don’t want to contribute to the 401(k) Plan, if you
want to contribute at a rate other than 6 percent, if you
want to make contributions from your bonuses, or if
you want to make Roth contributions, you must contact
T. Rowe Price by telephone at 800-922-9945 or log
on to rps.trowprice.com. You have the right to elect
not to make automatic contributions or to change your
before-tax and/or Roth deferral amount under the 401(k)
Plan at any time, and any changes you elect will be imple-
mented as soon as administratively feasible after your
directions are received.
Like other contributions you make to the 401(k) Plan,
your automatic contributions will be eligible for Company
matching contributions. The Company will match,
at 50 cents on the dollar, the first 6 percent of your
compensation you contribute to the 401(k) Plan as either
before-tax or Roth contributions.
