Page 2 - Aflac_Brochure_HCR Essentials_May2013

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On March 23, 2010, the Patient Protection and Affordable Care Act (ACA), commonly known
as health care reform, was offcially signed into law. Since that time, health care reform and its
impact on businesses and individuals continues to evolve. With the clock ticking down to the
implementation date of January 2014, it is imperative businesses understand how they will be
affected and are prepared to make strategic health care decisions.
Health care concerns are not new. In fact, health care spending has exceeded U.S. economic
growth in every recent decade.
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Rising costs, along with an increasingly complex health
care system, make it even more important for businesses and individuals to have a clear
understanding of their health care benefts, to make smart benefts choices, and to wisely
manage their health care dollars.
Afac’s Health Care Essentials will help you understand the:
As details of the new health care reform legislation are established, you can rely on Afac to
provide you with ongoing updates at afac.com/insights.
This material is intended to be informational and does not constitute legal advice regarding any specifc situation.
Preparing to
implement
health care
reform
Essential Questions
Every Business Must
Ask in 2013
3
Key Health Care Reform
Dates
5
Important Facts About
Health Care Exchanges
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