1
Society for Human Resources Management/CareerBuilder Survey, http://humanresources.about.
com/cs/retention/a/turnover.htm, Accessed 3/23/12
2
Harvard Business Review Magazine, December 2010 issue, http://hbr.org/2010/12/whats-the-hard-
return-on-employee-wellness-programs/ar/1, Accessed 3/23/12
3
Aversa, Jeannine. “Stress Over Debt Taking Toll on Health.” https://web1.lifebenefts.com/lb/pdfs/
F62382-28.pdf, Accessed 3/26/12 on LifeBenefts.com
4
Centers for Disease Control and Prevention, http://www .cdc.gov/workplacehealthpromotion/businesscase/
reasons/productivity.html, Accessed 3/26/12
5
The Conference Board, “Consumer Confdence Index” by Nielsen, February 28, 2012
About the Aflac WorkForces Report
The Afac WorkForces Report (AWR) is an annual employee benefts study examining the forces that impact the trends,
attitudes and implementation of employee benefts. Surveying both American workers and business decision-makers,
the Afac WorkForces Report reconciles the perceptions and realities of benefts in the workplace. The insights aim to
help businesses make informed decisions about benefts to better protect their employees and their bottom line. The
study, conducted by Research Now, surveyed nearly 2,000 benefts decision-makers and business owners, and more
than 6,100 American workers in February 2012.
Methodology
The 2012 Afac WorkForces Report was conducted by Research Now on behalf of Afac. The research contained two
components of research among the U.S. workforce—employer research and employee research. The Employer Survey
was conducted online within the United States between January 24, 2012, and February 7, 2012, among 1,876 benefts
decision-makers. Results were representative of U.S. companies with at least three employees based on company size
(number of employees) and industry. No estimates of theoretical sampling error can be calculated; a full methodology is
available. The Employee Survey was conducted online within the United States between February 7, 2012, and February
23, 2012, among 6,151 employed adults ages 18 and older who are employed full or part time at a company with three
or more employees and not retired. The frst 3,151 interviews were nationally representative while the remaining 3,000
interviews were conducted among the Top 30 DMAs—100 interviews per DMA. Results were weighted as needed
for household income. No estimates of theoretical sampling error can be calculated; a full methodology is available.