| Cover | 1 |
| Table of Contents | 2 |
| 3 Essential Questions Every Business Must Ask in 2014 | 3 |
| 7 Important Facts About the Health Insurance Marketplace | 7 |
| A marketplace (or exchange) is a web portal to buy and sell benefits | 8 |
| The Health Insurance Marketplace will be open for small businesses and individuals to enroll on October 1, 2013 for coverage to go into effect January 1, 2014. | 8 |
| Private marketplaces generally provide cost-controlling options for businesses of all sizes | 8 |
| Tax subsidies are only available through the Health Insurance Marketplace | 8 |
| "Silver" of 70/30 coverage will be the Marketplace benchmark | 9 |
| Marketplaces affirm the importance of employee education | 9 |
| Voluntary products work with major medical coverage to provide an essential safety net | 10 |
| 5 Health Reform Dates Every Business Needs to Know | 11 |
| Milestones already in place | 14 |
| Appendix | 16 |
| Sources | 17 |
| Learn More | 18 |